Protect Your Dream Vacation

×

Privacy Policy

Last Updated: December 2024

Information We Collect

We collect information you provide directly to us, such as when you request quotes, purchase protection plans, or contact our customer service team. This includes:

• Personal identification information (name, email, phone number)
• Travel details (destinations, dates, traveler information)
• Payment information (processed securely through encrypted channels)
• Communication records and preferences

How We Use Your Information

We use the information we collect to:

• Provide travel protection quotes and services
• Process claims and provide customer support
• Send important updates about your coverage
• Improve our services and user experience
• Comply with legal and regulatory requirements

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With insurance partners to provide coverage services
• With service providers who assist in our operations
• When required by law or to protect our rights
• With your explicit consent

Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption, secure servers, and regular security assessments.

Your Rights

You have the right to access, update, or delete your personal information. You may also opt out of marketing communications at any time. Contact us at [email protected] to exercise these rights.

Contact Us

If you have questions about this Privacy Policy, please contact us at [email protected] or call +1 (305) 847-2193.

×

Terms of Service

Last Updated: December 2024

Agreement to Terms

By accessing and using Vacation Value Guard services, you agree to be bound by these Terms of Service and all applicable laws and regulations.

Services Description

Vacation Value Guard provides travel protection consultation and insurance brokerage services. We help customers identify appropriate travel protection products and facilitate the purchase of coverage from licensed insurance providers.

User Responsibilities

You agree to:

• Provide accurate and complete information
• Pay all fees and charges on time
• Comply with all applicable laws and regulations
• Not use our services for any unlawful purpose

Service Limitations

Our services are subject to availability and may be modified or discontinued at any time. We reserve the right to refuse service to anyone for any reason.

Payment Terms

All fees are due at the time of service unless otherwise agreed. We accept major credit cards and electronic payments. Refunds are subject to the terms of the specific protection plan purchased.

Limitation of Liability

Vacation Value Guard's liability is limited to the amount paid for our services. We are not liable for indirect, incidental, or consequential damages.

Governing Law

These terms are governed by the laws of Florida, United States. Any disputes will be resolved in the courts of Miami-Dade County, Florida.

Contact Information

For questions about these Terms of Service, contact us at [email protected] or +1 (305) 847-2193.

×

Cookie Policy

Last Updated: December 2024

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They help us provide you with a better user experience and allow certain features to function properly.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function and cannot be switched off. They include:

• Session management cookies
• Security cookies
• Load balancing cookies

Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously:

• Google Analytics cookies
• Performance measurement cookies
• User behavior analysis cookies

Marketing Cookies

These cookies track your online activity to help advertisers deliver more relevant advertising:

• Advertising network cookies
• Social media cookies
• Retargeting cookies

Managing Cookies

You can control and manage cookies in various ways:

• Browser settings: Most browsers allow you to block or delete cookies
• Our cookie consent tool: Use our preference center to manage cookie categories
• Opt-out links: Many advertising networks provide opt-out mechanisms

Third-Party Cookies

Some cookies are placed by third-party services that appear on our pages. We do not control these cookies and recommend reviewing the privacy policies of these third parties.

Cookie Consent

By continuing to use our website, you consent to our use of cookies as described in this policy. You can withdraw your consent at any time by adjusting your browser settings or contacting us.

Contact Us

If you have questions about our use of cookies, please contact us at [email protected].

×

DMCA Policy

Last Updated: December 2024

Digital Millennium Copyright Act Compliance

Vacation Value Guard respects the intellectual property rights of others and expects our users to do the same. We comply with the Digital Millennium Copyright Act (DMCA) and will respond to valid copyright infringement notices.

Copyright Infringement Notification

If you believe that your copyrighted work has been copied and is accessible on our website in a way that constitutes copyright infringement, please provide our DMCA agent with the following information:

• A physical or electronic signature of the copyright owner or authorized agent
• Identification of the copyrighted work claimed to have been infringed
• Identification of the material that is claimed to be infringing and information reasonably sufficient to permit us to locate the material
• Your contact information, including address, telephone number, and email address
• A statement that you have a good faith belief that use of the material is not authorized by the copyright owner
• A statement that the information in the notification is accurate and that you are authorized to act on behalf of the copyright owner

DMCA Agent Contact Information

Please send DMCA notices to:

DMCA Agent
Vacation Value Guard
2847 Ocean Boulevard
Miami Beach, FL 33140
Email: [email protected]
Phone: +1 (305) 847-2193

Counter-Notification

If you believe that your material was removed or disabled by mistake or misidentification, you may file a counter-notification with the information required by the DMCA.

Repeat Infringers

We reserve the right to terminate user accounts that are found to be repeat infringers of copyrighted material.

False Claims

Please note that filing a false DMCA notice may result in legal liability. We recommend consulting with an attorney before filing a DMCA notice.

×

GDPR Compliance

Last Updated: December 2024

General Data Protection Regulation Compliance

Vacation Value Guard is committed to protecting your privacy and complying with the General Data Protection Regulation (GDPR) for all European Union residents.

Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Consent: When you provide explicit consent for specific processing activities
• Contract: When processing is necessary to perform a contract with you
• Legal Obligation: When we must process data to comply with legal requirements
• Legitimate Interest: When processing is necessary for our legitimate business interests

Your Rights Under GDPR

As a data subject, you have the following rights:

• Right of Access: Request access to your personal data
• Right to Rectification: Request correction of inaccurate personal data
• Right to Erasure: Request deletion of your personal data
• Right to Restrict Processing: Request limitation of processing
• Right to Data Portability: Request transfer of your data
• Right to Object: Object to processing of your personal data
• Right to Withdraw Consent: Withdraw consent at any time

Data Protection Officer

For GDPR-related inquiries, contact our Data Protection Officer:

Email: [email protected]
Phone: +1 (305) 847-2193
Address: 2847 Ocean Boulevard, Miami Beach, FL 33140, USA

Data Retention

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes.

International Transfers

When we transfer personal data outside the EU, we ensure appropriate safeguards are in place, including adequacy decisions or standard contractual clauses.

Supervisory Authority

You have the right to lodge a complaint with your local supervisory authority if you believe we have not complied with GDPR requirements.

Contact Us

For any GDPR-related questions or to exercise your rights, contact us at [email protected] or +1 (305) 847-2193.